Nanny's Job not Benefiting from Insurance
Hi, I have a question and would like some insight from other nannie's and families who employ them. I am 25 years old and have been working as a Nanny for the last 7 years. For those years, I was covered under my parent's insurance. Not sure if this stuff is the same in all states, but here in NJ, under certain insurance plans, a parent can only cover a child until they are 26. Unfortunately, one of those plans is the one I am on. So next year, when I am 26, I am no longer able to be covered by my parents. Private insurance rates have sky-rocketed, and I will definitely not be able to afford it. None of the families I have worked for have ever offered insurance.
My question is, what do other nannies do? Really only looking for nannie's who are in the same boat as me- single, and not able to be covered by their parents. And to the families who employ nannies, are you open to offering insurance coverage? If so, how is that done? I am starting my search for a new nanny position, and I am hoping to find a family who can provide these benefits, but from what i've seen in my area, most do not. Unfortunately this might be a deal breaker for me because I cannot go without insurance. I love being a Nanny but I'm concerned that i'm going to have to change my profession because of this issue. Any advice is appreciated! - Anonymous
at 6:10 AM