I am a retiree who is caring for the baby grandson of a close family friend at their home, which is very close to my place. I am paid on the books and I use my own car for transportation. What insurance do I need and is it expensive? I transport the baby several times a week to classes. We live in suburban NJ.
I am the poster. I checked with my insurance company. Told them the details of who, where, and how far I am driving, with the baby. After speaking with a supervisor, the customer service person told me that no additional coverage would be required. I already have well beyond the minimum coverage plus a million dollar umbrella policy to cover home and car. Maybe that was the deciding factor.
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