A young mother has asked me to care for her infant in her home occasionally so she can get out once in awhile. Her baby has special needs-he has had 2 holes in his heart repaired but his trachea is not growing and he has breathing problems. I would love to care for him but the liability is too great. Furthermore, I could not find liability insurance for caregivers that protects them in case of lawsuits in the US. I found some companies in the UK and Australia. Not that I can afford the insurance. I have been unemployed over a year. I was also wondering about insurance for taking care of elderly persons. I nannied for many years without insurance and it never occurred to me what would happen if I was sued. Can anyone help me on this. Thanks, MB
Friday
Liability for Nannies?
Received Friday, April 16, 2010
A young mother has asked me to care for her infant in her home occasionally so she can get out once in awhile. Her baby has special needs-he has had 2 holes in his heart repaired but his trachea is not growing and he has breathing problems. I would love to care for him but the liability is too great. Furthermore, I could not find liability insurance for caregivers that protects them in case of lawsuits in the US. I found some companies in the UK and Australia. Not that I can afford the insurance. I have been unemployed over a year. I was also wondering about insurance for taking care of elderly persons. I nannied for many years without insurance and it never occurred to me what would happen if I was sued. Can anyone help me on this. Thanks, MB
A young mother has asked me to care for her infant in her home occasionally so she can get out once in awhile. Her baby has special needs-he has had 2 holes in his heart repaired but his trachea is not growing and he has breathing problems. I would love to care for him but the liability is too great. Furthermore, I could not find liability insurance for caregivers that protects them in case of lawsuits in the US. I found some companies in the UK and Australia. Not that I can afford the insurance. I have been unemployed over a year. I was also wondering about insurance for taking care of elderly persons. I nannied for many years without insurance and it never occurred to me what would happen if I was sued. Can anyone help me on this. Thanks, MB
She needs to pay a nurse. I agree, it is too risky especially if you don't feel comfortable with it.
ReplyDeleteThat's a really good question. I mean, anything could happen even with a healthy kid.
ReplyDelete